Ten years ago, fewer than one in ten bank and credit union applications ran outside the institution’s own data center. By 2025 it was about seven in ten, including roughly 40% of core banking and transaction processing.
This benchmark tracks that shift across five application categories from 2015 to 2025, with a projection to 2030. It is a blended model built from published industry studies, listed on page 11, rather than a single survey.
For continuity planning, the point is where the risk now sits. When most systems belong to a provider, the outage most likely to stop a department is the provider’s, and the recovery figures that matter are the ones that provider has committed to and tested.